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Private Health Insurance has to do with purchasing your insurance coverage directly from a carrier (Humama, Select Health, Altius etc.) instead of The Health Insurance Marketplace (healthcare.gov). So for you and your business, you may want to look into this option. We are highlighting the top reasons why or why not to get private health insurance.
Why go private?
Why wouldn’t you want to go private?
Bottom line: You won’t qualify for a tax credit if you take this route. You won’t receive a Small Business Tax credit either. SO…this can definitely be a game changer if you would qualify for a tax credit through The Marketplace. Something to consider when you weigh out your decision.
Zane Benefits published an article on this subject that can provide further information in making your small business health insurance decisions: http://www.zanebenefits.com/blog/what-you-need-to-know-about-private-health-insurance-pros-and-cons?utm_source=hs_email&utm_medium=email&utm_content=16496640&_hsenc=p2ANqtz-9mL02C8sx8aHPphHs_hrRJa2y8U1MgfkNsn_Ji68x5IQRE5ez_nB3UkM-hzn4I852djLtvKpz3JmFrgm1raWhdIFSMarCqoqh12h-qZOAV_TyuyOg&_hsmi=16496640
This article was written by Marissa, a contributing writer for The Health Insurance Specialists Inc.
We assists small groups and individuals in providing and understanding health insurance plans. We have built our business on helping property & casualty agents and financial advisers consult with their clients to have clear health care coverage for their clients.
At our agency, we take your privacy seriously. Unlike big insurance agencies that sell your information to high-pressure agents, we only use it to connect with you personally. This way, we can ensure that you get a plan that's tailored specially for you.
