Depending on your health insurance plan, certain covered services will have a co-pay . The co-pay is the amount you pay when you get said service. Your insurer picks up the difference between the actual cost and your co-pay amount. Sometimes you’ll have a limit on the number of times you can get that service with the co-pay. Once you reach your limit, your co-insurance may kick in or you may have to pay the full rate out-of-pocket.
In some situations you might just have to pay a higher co-pay or co-insurance after you reach your deductible. If something shows up on your bill that you thought would be covered by your co-pay, you may want to read this blog for some ideas of what to do in that situation. Click here for the link.
This blog was written by Stephanie Haltinner, a Health Insurance Specialist.
We assists small groups and individuals in providing and understanding health insurance plans. We have built our business on helping property & casualty agents and financial advisers consult with their clients to have clear health care coverage for their clients.
At our agency, we take your privacy seriously. Unlike big insurance agencies that sell your information to high-pressure agents, we only use it to connect with you personally. This way, we can ensure that you get a plan that's tailored specially for you.
